HealthSmart P&A

(Physician and Ancillary Network)

The Perfect Compliment for every RBP Plan

Reference-Based Pricing (RBP) can create a compelling savings story—but members still need a simple, reliable way to access everyday care. HealthSmart’s P&A Network helps close that gap with a fully contracted, credentialed national network designed specifically to complement RBP and other flexible plan designs.

With hundreds of thousands of providers across Ambulatory, Diagnostic, Specialty, Therapeutic, Medical Equipment and other unique services, we help Administrators and Brokers deliver access, reduce friction, and create a better member experience without forcing their clients into a one-size-fits-all model.

Our P&A Network is built to work with any RBP vendor and can be customized by client, by market or by plan design. Implementation is fast, configuration is flexible, and alternative pricing options are designed to align with how clients prefer to manage cost.  The result is a practical way to strengthen your RBP offering with fewer member questions, less provider abrasion, faster claims repricing and a stronger value proposition for those looking for savings without unnecessary disruption.

For anyone competing in the growing RBP market, HealthSmart P&A gives you a differentiated network you can use to win new clients, expand revenue opportunities and support long-term retention.